Low-Fee Pay By Bank Payments & Card Issuance System
From startups to publicly traded companies, Lynk offers a secure payment and card issuance solution that integrates with your business and handles compliance.
Trusted by fast-growing startups
A payment solution that puts your business and customers first.
Lynk works alongside your existing payment gateway, helping to reduce your dependency on them and reduce fees. Lynk simplifies the payment process for your company by providing you with the tools needed to accept payments, manage payouts, and onboard merchants, allowing you to focus on growing revenue.
Our open APIs make integrating with your existing e-commerce or app payment flows easy, and we handle all the compliance for you.
With Lynk, you can enjoy the benefits of a payment solution without the hassle. Our platform is designed to be easy to use, flexible and secure. Our low processing fees make accepting online payments more affordable than ever.
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Grow your business with Wallets and Payments
Your business' new best friend, Lynk, offers a smarter, more customer-centric way to accept payments. We partner with you to give your customers the fastest, most secure, and most reliable way to pay. Our wallet and payment solution is designed to provide you with an easy-to-use and secure wallet. Our powerful platform allows businesses that offer e-commerce, mobile app payment flows, or POS systems (Point of Sale systems) to implement a payment system that grows your business by reducing your processing fees by up to 90%. Use this as a new method of payment that compliments your existing one or as your main payment method.
- Our pay-by-bank feature allows your customers to make a direct bank transfer using ACH and bypassing the need for card networks and traditional payment gateways.
- Reduces your rates and saves you money on transaction fees.
- Your customer can earn reduced rates at purchase or explore cashback rewards, increasing AOV (Average Order Value) by up to 48% and encouraging repeat business by up to 82%.
- Convenient for users with no need to carry payment cards physically.
Credit Card Payments versus a Virtual Card
Pay by Bank keeps your customers happy and your costs low
We offer a powerful payment feature that allows you to enable ACH/bank transfer payments on your platform. This allows you to bypass the need for credit and debit card payments provided by companies like Stripe, Ayden, Square, and others and instead use a more cost-effective and efficient payment method. Not only will pay by bank reduce your processing fees and processing items. But it also allows you to layer in rewards for your customers. This means you can offer incentives such as points, cashback, and discounts for repeat business and increase customer retention.
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Virtual Card Issuance & New Revenue Streams
We’re all about instant capital access. We don’t think you should wait days to get your money, and we don’t think your funding should be tied up when it can work for you instead. That’s why we remove the typical 3-5 day settlement period and allow you to get that capital to work for you immediately by issuing virtual cards - this means you can reinvest into your business immediately from a sale.
Lynk is the only platform that issues virtual cards to individuals, contractors, and merchants in your ecosystem. You can issue physical and virtual cards for your contractors, vendors, merchants, or anyone else you work with in real-time and generate interchange revenue.
- Get instant access to your capital with no 3-5 day settlement period.
- Generate new revenue streams with interchange.
- Offer virtual cards to individuals, contractors, vendors, merchants, and customers.
- Easily manage your transactions and payments and issue cards with Lynk’s platform.
The benefits of a payment and card issuance solution
Low processing fees of only 0.5-1% vs. 2.9%-5%
Close to 0% failure rate and decreased fraud
Reduction of chargebacks
Immediate access to revenue
Rewards with GMV & AOV Uplifts
New revenue streams with interchange revenue
Calculate Incredible Cost Savings
Discover how much you could save each year with our fee savings calculator. Simply enter your current fees and transaction volume to see the potential annual savings.
Calculate your savings
Easy Merchant Onboarding
We’ve simplified the process of launching a payments and card issuance solution to get you to market faster than anyone else.
Register and Launch
Complete our onboarding KYB process so we can verify your business.
Your Branding
Build deep relationships with your customers by having your brand be part of your customer’s daily financial experience and delight them with rewards and incentives.
Customer Support
We pride ourselves in providing outstanding customer support, ensuring that our clients have a positive experience.
Testimonial
What others are saying
Intuitive and functional
It’s intuitive, functional, easy to set up, and is embedded seamlessly into our product. It has helped increase my customer growth by more than 110%
Significant yearly savings in processing fees
Lynk has allowed me to fund my own customer loyalty rewards with significant yearly savings in processing fees. The loyalty rewards program helped increase my repeat business by more than 50%
A valuable way in keeping my brand in the center
Lynk's payments are a valuable way in keeping my business at the center of the entire customer transaction. It was very easy to implement with my existing product and the Lynk team was here to help me every step of the way.
